Legal
Terms of use and disclaimers
Please read these terms before relying on our articles, calculators or templates.
Agreement
SmallBizToolbox is operated by Bright Analytic S.L. (see our legal notice). By using the website you agree to these terms. If you do not agree, please do not use it. The website is free and does not require an account.
Information only, not professional advice
Our articles, calculators and templates provide general information about business software and small business operations. They are not legal, tax, accounting, financial or other professional advice, and they do not create any professional relationship. Consult a qualified professional about your specific situation.
Information about software vendors
Software features, plans and prices change often. We describe them based on public vendor information checked on the dates stated in each article, and we say clearly when we have not tested a product ourselves. Always confirm current details with the vendor before you buy. We are not affiliated with the vendors we mention unless we disclose it.
Calculators
Our calculators produce estimates from the figures you enter and the assumptions explained on each tool's page. Results are for planning only and may not match what a vendor charges or what a job actually costs. The calculations run in your browser; we do not store what you enter.
Templates
Downloadable templates contain fictional example data and are provided as a starting point. Check the formulas and adapt them to your business before relying on them. Do not store sensitive information, such as access codes or payment details, in shared spreadsheets. You may use and adapt the templates for your own business; you may not resell or republish them as your own.
Advertising and affiliate links
The website may display advertising and include affiliate links. Advertising is labeled and kept separate from editorial content. If you buy through an affiliate link, we may earn a commission at no extra cost to you; this never decides what we cover or conclude. Purchases you make from third parties are governed by their terms, not ours. See our affiliate disclosure.
Third-party websites
We link to websites we do not control. We are not responsible for their content, availability, pricing or privacy practices.
Intellectual property
The website's content, design, calculators and templates are owned by Bright Analytic S.L. or used with permission. You may link to our pages and quote brief excerpts with attribution. Other reproduction requires our written permission.
Acceptable use
Do not use the website in a way that could damage it, interfere with other visitors or break the law, including automated scraping that places an unreasonable load on our servers.
Disclaimer and limitation of liability
The website is provided "as is" and "as available". To the extent permitted by law, Bright Analytic S.L. gives no warranty that the content is complete, accurate or current, and is not liable for losses arising from your use of the website or reliance on its content, calculators or templates. Nothing in these terms excludes liability that cannot be excluded by law, including liability for intent or gross negligence, and nothing limits the mandatory rights you have as a consumer.
Changes
We may update these terms. Changes take effect when published on this page.
Applicable law
These terms are governed by Spanish law. If you use the website as a consumer, this does not deprive you of the protection of the mandatory laws of your country of residence.
Contact
Questions about these terms: info@bright-analytic.com.